Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

14 states available

California Medical Hardship License GuideCalifornia Critical Need Restricted License permits medical driving with DMV approval, physician letter, and SR-22 filing. Processing takes 30–45 days.→

Florida Medical Hardship License RequirementsFlorida medical-hardship licenses require physician letters, proof of treatment schedules, and SR-22 if suspension is DUI-related.→

Georgia Medical Hardship License & SR-22 InsuranceGeorgia doesn't issue dedicated medical hardship licenses — medical driving falls under Limited Driving Permits requiring physician documentation and→

Illinois Medical Hardship License RDP | Medical Hardship LicenseIllinois RDP for medical driving requires physician letter, 30-45 day processing. Learn documentation rules and carrier options to apply today.→

Michigan Medical Hardship License Requirements | Medical Hardship LicenseMichigan restricted licenses permit medical-purpose driving with physician documentation. Applications take 15-30 days.→

Minnesota Medical Hardship License InsuranceMinnesota requires 30/60/10 liability, physician verification, and proof alternative transport is impractical.→

Missouri Medical Hardship License RequirementsMissouri's LDP allows medical-purposes driving with physician verification. Processing takes 30–60 days. Learn documentation requirements and costs.→

New York Medical Hardship License | Medical Hardship LicenseNew York issues Restricted Use Licenses for medical driving under VTL §530. Requires physician letter, proof alternative transport unavailable, 4-6 week→

North Carolina Medical Hardship License | Medical Hardship LicenseNorth Carolina authorizes medical-purposes driving under Limited Driving Privilege with physician documentation. Processing takes 10–15 days.→

Ohio Medical Hardship License Insurance | Medical Hardship LicenseOhio requires 25/50/25 minimums with SR-22 for medical hardship ODP. Compare carriers offering restricted medical-purpose policies.→

Oklahoma Medical Hardship License | Modified DLOklahoma Modified Driver License allows medical-purpose driving during suspension. Requires physician letter, SR-22 if applicable. See application path.→

Texas Medical Hardship License GuideTexas occupational licenses permit medical-purpose driving with physician verification. SR-22 required if suspension stems from DUI.→

Virginia Medical Hardship License — Costs & ProcessVirginia requires court petition and physician documentation for medical-purpose restricted licenses.→

Wisconsin Medical Hardship License & SR-22 | Medical Hardship LicenseWisconsin Occupational licenses permit medical-purpose driving with physician documentation and SR-22 filing. Application takes 10–21 days.→