How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Medical-Hardship SR-22 Insurance
SR-22 filing proves continuous coverage to the DMV after suspension. Most states require it for 3 years if your suspension involved a compliance violation, even if you now qualify for medical hardship.
Caregiver-Use Restricted Coverage
Covers liability when driving a dependent to medical appointments. 42 states allow caregiver-use driving under medical hardship if you provide proof of relationship and the dependent's treatment schedule.
Non-Owner SR-22 for Medical Trips
Non-owner policies provide liability coverage when you drive borrowed vehicles to dialysis, chemo, or specialist appointments. Required in 18 states if you don't own a car but need SR-22 filing.
Compliance-Only Medical-Hardship Coverage
Minimum liability policies structured to meet state-mandated limits while keeping premiums low. Designed for restricted-license holders who drive only for documented medical purposes.


